HOLIDAY NOW, PAY LATER WITH 12 MONTHS INTEREST-FREE†
Daydreaming of the ultimate Hawai’i holiday? Why wait? With 12 Months Interest-Free†, you’ll be on your way to your perfectly packaged Hawai’i holiday in no time. Immerse yourself in the magic of Hawai’i; beautiful beach sunsets, world-famous surf, stunning mountain hikes, magical cultural moments, and endless adventure.
My Hawaii’s newest and best Interest-Free† option is just another way we prioritise effortless done-for-you planning to make your dreams a reality. Stop dreaming, start holidaying! Speak with your My Hawaii Expert today on how to travel now and pay later! Available for a limited time only.
Need a worry-free break? Book your dream holiday now.
TERMS & CONDITIONS
+The interest free finance offer is for approved new applicants and existing humm90 Mastercard holders who book via a consultant over the phone, with a minimum finance amount of $800 and using the Long Term Interest Free option on the humm90 Mastercard credit card. The interest free finance offer is not available if the customer is booking and paying through the Ignite website. The customer must pay for their booking with a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit License number 247415 (“humm90”). To benefit from the interest free finance offer, the customer must pay for their booking using their humm90 Mastercard, with a minimum spend of $800 for 12 months Interest-Free.
Annual fee of $99 applies, including an upfront annual fee of $99 debited from the facility on account opening but for new applicants from 1 October 2024 onwards, the annual fee was replaced with 12 monthly fees of $9.95. The credit limit includes the initial monthly or annual fee debit amount.
To qualify for the Interest Free Period on Long Term Interest Free (LTIF) offers, customers must pay a monthly minimum payment of either 3% of the balance owing or $30.00 (whichever is greater) by the due date shown on their humm90 account statement each month and remain up to date with other applicable fees and charges.
Late payment fees and other charges, terms and conditions apply from the expiry of the Interest Free Period. Interest (charged at humm90’s Expired Promotional Rate, currently 26.49% pa, but subject to change at any time) will be payable on outstanding balances at the expiry of the Interest Free Period. Refer to 
humm90 Interest Free Shopping & Interest Free Credit Card Australia for current interest rates. Please refer to humm90 important information before deciding to apply.
Credit is provided by humm Cards Pty Ltd ABN 31 099 651 877, Australian Credit License number 247415. Mastercard and the circles design are trademarks of Mastercard International Incorporated.