Hawaiian Currency
Understanding how currency and tipping work in Hawai’i can help make your trip smoother and more enjoyable. Whether you prefer to travel with cash or card, knowing what to expect can keep your holiday hassle-free and help you blend in like a local.
What currency does Hawai’i use?
Hawai’i uses the United States Dollar (USD) as its official currency. For Aussie and Kiwi visitors, familiarising yourself with US denominations in advance can help make things easier while in Hawai’i.
- Coins: 1¢ (penny), 5¢ (nickel), 10¢ (dime), 25¢ (quarter), 50¢ (half-dollar, rare), $1 (golden dollar coins).
- Banknotes: $1, $5, $10, $20, $50 and $100 bills are commonly accepted.
Should I exchange money before I go?
It’s generally a good idea to exchange some money before your trip for immediate expenses like transportation or tips upon arrival. However, Hawai’i is a popular tourist destination with many banks, currency exchange offices and ATMs available, so you can also withdraw or exchange cash locally.
Cash vs. credit and debit cards or travel cards: what’s best?
Most businesses in Hawai’i, like hotels, restaurants and shops, accept major credit and debit cards such as Visa, MasterCard and American Express. For convenience and security, cards are widely used. However, keeping some small cash on hand is helpful for:
- Tipping service staff.
- Small purchases at markets or food trucks.
- Places that may not accept cards, such as some local vendors.
Using travel cards or credit cards with no foreign transaction fees can save you money when spending in Hawai’i.
Best options for currency exchange
If you need to exchange currency, consider these options:
- Airport currency exchange kiosks: Convenient but often have higher fees.
- Banks offer better rates but may have limited hours.
- Local currency exchange offices are available in major towns and tourist areas, usually with competitive rates.
- ATMs often provide good exchange rates but check your bank’s fees beforehand.
Planning ahead and comparing rates can help you get the best value.
Is tipping expected in Hawai’i?
Yes, tipping is an important part of the service culture in Hawai’i, just like on the American mainland. It shows appreciation for excellent service and helps support local workers.
How much should I tip in restaurants, cafes and bars?
- Restaurants: 15-20% of the pre-tax bill is standard.
- Cafes and coffee shops: While tipping isn’t mandatory, rounding up or leaving $1-2 for counter service is appreciated.
- Bars: Tip $1-2 per drink or about 15-20% of the total tab.
Which other services should I tip?
Besides dining, consider tipping for:
- Hotel housekeeping: $2-5 per day.
- Concierge services: $5-10 for special assistance.
- Taxi or rideshare drivers: 10-15% of the fare.
- Tour guides: $5-10 per person per day, depending on the experience.
- Spa services: 15-20% of the service cost.
Ready to manage your money with confidence in Hawai’i?
Knowing how currency works and what to expect with tipping helps you enjoy your trip without surprises. If you need guidance on budgeting, card options or local money matters, our experienced Travel Experts are here to help you plan every detail.
